Too many repayments & constant calls from creditors can be overwhelming …

You’re not alone. We Can Help.

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Client Stories ..

  • Alana had $140,000+ of unsecured debts with multiple payments with monthly contractual repayments over $3,600. Your Debt Assist was able to reduce my monthly repayments down to $1,530 and have 80% of the debts interest free and paid off over a 6 year term.

    Alana.B

  • It all began with overspending and not tracking my finances and maxing out my credit cards which resulted in 11 unsecured debts. I couldn't afford to repay and defaulting on many of them. I contacted Your Debt Assist and they were able to get me setup in an Informal Agreement with an affordable repayment plan and was able to get the interest frozen on all the debts.

    Jamie.S

  • My partner and I reached out to YDA for some help as struggled with many debts that put us behind in repayments and couldn't make ends meet. The team suggested an Informal Agreement so never doing this before they explained it over the phone and we ahead with it. 12 months later and we are so happy we did this as all the debts are getting paid off and we have 3 years left and will be debt free apart from our mortgage! We will keep suggesting you guys to others that are struggling. Thank you

    Lindsey.B

  • Stop Interest & Fees

    We apply for all interest and fees to be stopped through a financial hardship program.

  • One Affordable Payment

    One weekly or fortnightly direct debit to pay multiple unsecured debts.

  • Credit Score Impact

    Unlike a Part 9 Debt Agreement, an Informal Debt Agreement does not affect your credit score as long you successfully make payments. It will be noted that you are in a hardship program with your creditors.

  • Debt Management

    We take away the stress of managing multiple unsecured debts. We manage them for the entire term of your agreement. (All debts remain in your name)

  • Stop Debt Collector Calls

    No more worrying each time your phone rings. Our team will be managing your debts for you.

  • We Negotiate For You

    We manage all communications and paperwork with your creditors including reduced repayments and discounts.